United states treasury

Important: Advance Child Tax Credit Payments Info & More!​​​

5 easy ways RushCard can help you quickly access the advance Child Tax Credit payment and other Government benefits.​ For eligible Child Tax Credit payment recipients, we’ll get you fast access to your funds and post them to your account as soon as we receive the instructions from the IRS.

1) Expecting a Child Tax Credit payment? 

  • If you have already filed your 2020 tax refund and have set up direct deposit to your RushCard account, and you are eligible no action required! Sign up for Account Alerts to be notified of incoming payments. Message and data rates may apply.​

  • If you haven’t filed your 2020 taxes yet, the IRS will use the last direct deposit information that they have on file.

  • If you are expecting a paper check, click here to find out how to load a check to your account. Use the RushCard mobile app to load an approved check to your RushCard in minutes and we’ll give you $5. Terms and conditions apply. See details below.*

  • If you aren’t required to file a tax return and haven’t given the IRS your information already, you will need to provide them some basic info here so they can determine your eligibility.

2) Need to check the status of your advance Child Tax Credit payment with the IRS? Keep checking the IRS advance Child Tax Credit payment page for tools to help you check your eligibility and manage and unenroll from payments. Please note that RushCard does not have any information regarding your payment status or eligibility.

3) Need a replacement card? If you have misplaced your card and need to report it lost or stolen, log in to RushCard.com or the mobile app to request a new card.** Make sure the address we have on file is correct.

4) Need to open a bank account to receive a bank account number instantly? Open an account to get started!

Check IRS.gov/childtaxcredit2021 to find out when you can add your RushCard account information to receive the Child Tax Credit payment. Otherwise, people should watch their mail around July 15 for their mailed payment. ​

Tip: Access your funds with early direct deposit for payroll or Government benefits such as SSA, or SSI.

Timing for early direct deposit depends on deposit verification and when we receive notice from your benefits provider and may vary from pay period to pay period. Child Tax Credit, Government stimulus and other payments will be posted to your account as soon as we receive the instructions from the IRS.​

5) Have more questions? Check the IRS Website for more info about advance Child Tax Credit payments or Government stimulus.

General information regarding the Child Tax Credit or Government stimulus payment on this page is based upon information provided by IRS.gov and we will make our best efforts to keep this information timely.​

Please note that RushCard does not have any information regarding the status or eligibility of your Child Tax Credit or Government stimulus payment.

Find out more about getting fast access to the Child Tax Credit,
Government​ stimulus payment and other benefits.

Access your RushCard account and routing number by logging into your account online or the app.

Make sure the name and social security number on file with the IRS matches what’s on your RushCard account exactly. RushCard will not be able to deposit your stimulus payment if we are unable to match recipients.

Are you eligible for a third stimulus payment

Are you eligible for the Child Tax Credit?

Customers with their RushCard account information on file with the IRS from their 2020 tax filing will automatically receive the Child Tax Credit payments to the same account if they are eligible.​

Please check the IRS for eligibility.

Get payroll or Government benefits faster than a paper check

Do you need to provide the IRS your bank info to receive the Child Tax Credit? ​

If you are not required to file a 2020 tax return, didn’t file one and don’t plan to, you’ll need to provide the IRS your RushCard account information using the Child Tax Credit Non-filer Sign-up Tool.

The IRS will automatically determine your eligibility and issue advance payments based on the information you give them. Access your RushCard account and routing number by logging into your account online or the app.​

Do you need to load a check

Do you need to load a check?​

If you are expecting a paper check, click here to find out how to load a check to your account.

Use the RushCard mobile app to load cash an approved check to your RushCard in minutes and we’ll give you $5. Just use the following code: Rcard5​

Message and data rates may apply. All checks subject to review for approval. Fees may apply. Limit one promotional incentive per RushCard user. $5 offer limited to RushCard users who successfully use a $5 promo code in the RushCard mobile app before 12/31/2021.​*

Misplaced your card and need to report it lost or stolen

Misplaced your card and need to report it lost or stolen?**

You can order a new card by logging in to your account or by using the mobile app.

Need to get alerts for your deposit?
Log in to your account and activate Account Alerts or with the mobile app. Message and data rates may apply.​

Reducing the impact to your financial life

Here are some resources we have gathered to help you manage your finances.

 

Adjusting your budget

Six things you can do right now to adjust your budget in these difficult times.

 

 

Your continued financial health

Look here if you have questions about unemployment, paid sick leave, student loans, or paying rent.

 

Need work?

If you are looking for a job, check this out for places that are hiring during the outbreak. And check here for other job search resources.

We urge you to stay informed about COVID-19

The CDC has excellent resources
and information. Click here.

The World Health Organization has
additional resources. Click here.

The CDC has excellent resources
and information. Click here.

 

 

The World Health Organization has
additional resources. Click here.

Your account

Digital access to your account is the fastest way for self-service banking and 24/7 account access:

Your security

  • Your money is safe with us; we are a member of the FDIC. Plus, as an FDIC-insured card account without traditional branches or banker’s hours, you won’t have to worry about your ability to bank with us.
  • Watch out for scammers. The Federal Trade Commission Consumer information division has current guidance.
  • RushCard also has helpful tips about fraud.

Important FAQ's

Below are important FAQ’s that will be useful regarding the Child Tax Credit & Government stimulus payment.
​For more info please visit IRS.gov.

This notice contains hyperlinks to cdc.gov, consumer.ftc.gov, freefillableforms.com, irs.gov, who.int/., careeronestop.org, nylag.org, nytimes.com and themuse.com. RushCard does not provide, and is not responsible for the products, services, or overall website content available on cdc.gov, consumer.ftc.gov, freefillableforms.com, irs.gov, who.int/., careeronestop.org, nylag.org, nytimes.com and themuse.com. The RushCard Privacy Policy does not apply to cdc.gov, consumer.ftc.gov, freefillableforms.com, irs.gov, who.int/., careeronestop.org, nylag.org, nytimes.com and themuse.com and you should consult the privacy disclosures on cdc.gov, consumer.ftc.gov, freefillableforms.com, irs.gov, who.int/., careeronestop.org, nylag.org, nytimes.com and themuse.com for further information.

The views and opinions expressed here may not represent the views and opinions of RushCard or its affiliates. It is presented for general informational purposes only and does not constitute tax, legal or business advice.

* Redeem the promo code and the $5 credit will be applied to account at the time the check funds are deposited to the account. Promo code is one-time use, limited to the promo period.

Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc.,subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Visit https://www.ingomoney.com/terms-conditions/general-sdk/ for complete details. 
Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Unapproved checks will not be funded to your card or account. For approved Money in Minutes transactions funded to your card or account: 1% fee for payroll and government checks with a pre-printed signature, with a minimum fee of $5; 4% fee for all other check types, with a minimum fee of $5. For approved Money in Days transactions funded to your card or account in 10 days: No fee, provided the check does not return unpaid in the 10-day period. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details.​

RushCard is not affiliated in any way with Ingo Money and does not endorse or sponsor the offer.​

© 2021 Ingo Money, Inc. All rights reserved.​

** Fees may apply. See your account agreement for fees, terms and conditions.​

The RushCard Prepaid Visa® Card is issued by MetaBank®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Card accepted everywhere Visa debit cards are accepted.