Fee Chart

Fee Plan Details

List of all fees ("Long Form") for RushCard® Prepaid Visa® Card

All fees

Pay-as-you-go plan

Rush unlimited plan

Details

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Card purchase $9.95 $9.95 A one-time fee of $3.95 or $9.95, depending on the plastic design you request for your Card. This fee is paid by you when you first load funds to your Card. It is also assessed if you change your Card design when you request a replacement Card.
Monthly usage
Monthly fee $0 $7.95 Monthly fee is $5.95 if you receive a payroll or government benefit direct deposit to your Card in the prior calendar month. For your first month, the monthly fee will be prorated and assessed on the date you first load funds to your Card. Thereafter, the monthly fee is assessed on the first day of every month. If your balance is less than the monthly fee, your balance will be applied to the fee amount and any future load of funds that month will be applied to the remainder of the monthly fee.
Add money
Direct deposit $0 $0 No fee for direct deposit.
Cash reload $5.95 $5.95 Fees of up to $5.95 may be collected by our reload agents when reloading your Card at their locations. This fee is charged by the reload agent and is subject to change. This fee is not deducted from your Card account and will not be reflected in any transaction histories. Reload locations may be found at https://www.rushcard.com/fund-account.
Mobile check load - standard $0 $0 This is a third-party service. Standard text message or data rates may apply.
Mobile check load – expedited (government and payroll checks with a pre-printed signature) Greater of 1% or $5.00 Greater of 1% or $5.00 Per check load. Percentage taken of total check amount. Fee deducted from check total prior to loading your Card account. This is a third-party fee and is subject to change. This fee is not deducted from the Card account and will not be reflected in any transaction histories. Standard text message or data rates may apply.
Mobile check load – expedited (all other accepted check types) Greater of 4% or $5.00 Greater of 4% or $5.00 Per check load. Percentage taken of total check amount. Fee deducted from check total prior to loading your Card account. This is a third-party fee and is subject to change. This fee is not deducted from the Card account and will not be reflected in any transaction histories. Standard text message or data rates may apply.
Spend money
Per purchase $1.00 $0 Fee charged each time your Card is used for a purchase transaction. The fee will be assessed when your transaction actually posts.
Card-to-Card transfer $0.99 $0.99 Assessed if you initiate a transfer of funds from your Card to another cardholder’s Card. There is no fee to transfer funds from between your Card accounts.
Get cash
ATM withdrawal (in-network) $0 $0 "In-network" refers to all ATMs in our network that are surcharge-free. To find an in-network ATM, visit www.rushcard.com.
ATM withdrawal (out-of-network) $3.00 $3.00 This is our fee. "Out-of-network" refers to all ATMs outside of our network of surcharge-free ATMs. To find an in-network ATM, visit www.rushcard.com. You may also be charged a fee by the ATM operator, even if you do not complete a transaction.
Teller cash withdrawal $3.00 $3.00 This is our fee for a cash withdrawal via a teller at a participating bank.
Express cash fee $30.00 $30.00 Assessed if you request to receive the balance of your Card sent to you via cash through one of our designated reload agents if you have reported your Card as lost or stolen and do not have access to your Card balance.
Information
Customer service $0 $0 No fee for calling our customer service line, including for balance inquiries.
ATM balance inquiry $0.50 $0.50 You may also be charged a fee by the ATM operator.
Using your Card outside the U.S.
International transaction 3% 3% Of the U.S. dollar amount of each transaction.
International per purchase $2.00 $0 Fee charged each time your Card is used for a purchase transaction outside the U.S. The fee will be assessed when your transaction actually posts. Charged in addition to the international transaction fee.
Other
Inactivity $1.95 $0 Fee charged per month after 90 consecutive days of no transactions or loads, except where prohibited by law.
Card replacement (regular delivery) $5.00 $5.00 Per lost, stolen, or damaged Card replaced on a non-expedited basis (generally within 7-10 business days).
Card replacement (expedited delivery) $30.00 $30.00 Assessed if you request a replacement Card to be delivered on an expedited basis of two to three days. Charged in addition to the replacement Card fee.
Bill payment stop payment $30.00 $30.00 Per stop-payment order for a payment scheduled using our bill payment service. No fee for the first stop-payment order in a calendar month.

Your funds are eligible for FDIC insurance. Your funds will be held at or transferred to MetaBank, an FDIC-insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event MetaBank fails, if specific deposit insurance requirements are met. See fdic.gov/deposit/deposits/prepaid.html for details.

No overdraft/credit feature.

Contact Customer Service by calling 1-866-RUSHCARD (866-787-4227), by mail at P.O. Box 42482, Cincinnati, Ohio 45242, or visit www.rushcard.com.

For general information about prepaid accounts, visit cfpb.gov/prepaid. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.

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Rushcard24K
3/14/2017